Time management…we are all encouraged to manage our time and use it wisely. Likewise with money. We are supposed to “manage” it. In particular, we are to spend it wisely.

It helps to think of money as your claim on someone else’s time…your ability to get others to spend their time creating a product or service that you want or need. If you see yourself as deciding how or whether you will ask someone else to create or do something for you, it will help you be wise in spending it.

• Jeff Linroth Longmont